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Charlottenewconstrution | The Devine Team Blog

Monday, February 5, 2024   /   by Rick Devine

Down Payment Recouce

There are many DOWNPAYMENT Programs that are for 1st time home buyers. There are others for people who have owned a home. Charlotte NC is a great place to use down payment programs for your home purchase
DPR reports on programs from its national down payment assistance database for Veterans Day and Military Family Appreciation Month ATLANTA, Ga., Nov. 10, 2023 — Down Payment Resource (DPR), the housing industry authority on homebuyer assistance program data and solutions, is highlighting homebuyer assistance programs to support Veterans, service members and their surviving spouses in conjunction with Veterans Day and Military Family Appreciation Month, both observed in November. While service members are eligible for any of the 2,200-plus U.S. homebuyer assistance programs, DPR found there are 61 programs offering up to $120,000 in assistance specifically developed to help them build, buy or make accessibility-related home renovations. According to the Urban Institute, 78 percenE ...

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Thursday, September 8, 2022   /   by Rick Devine

Mortgages

Sep 07, 2022 When you’re shopping for a mortgage, it can be tempting to just talk to the first person you meet, sign the loan documents, and be on your way. But before you do that, it’s actually pretty important that you ask what type of financial institution you’re dealing with, because they’re not all the same. Here’s a quick rundown of the main differences. Traditional Banks Traditional banks are exactly what you imagine when you think of banks. They’re big institutions that collect deposits, notarize things, and sell bonds to the public. With the funds from these activities, they also may lend their own money for the long term, or they may sell their loans to a secondary loan buyer like Fannie Mae to free up more cash. With a traditional bank, you’ll often get a pretty good deal when it comes to fees, since there are no middlemen to pay, and a competitive lending rate. However, if you’re looking for special homebuyer programs, you&rsq. ...

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Monday, November 22, 2021   /   by Abigail Smith

What can $500,000 get you in the greater Charlotte area?

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Lets see! Within just a couple miles, the same size home can double in price- here's an idea of what you'll get for half a million cash in each of these spots*. We went through 15 surrounding cities to see which gives you the most bang for your buck, and which gives you the least. 
Moving to Charlotte from out of town? Click here to check out our Relocation Guide!
*Each of the homes featured here sold within the last 30 days, for between $490,000 and $510,000. 
1. Concord

For $495,000, you can get 3,037 sqft, 4 beds/ 3 baths on a 8,712 sqft lot, with an attached garage
Concord is one of the larger cities surrounding Charlotte and 12th largest in the state. Many new upper-middle class and wealthy people are moving to the area, within many decided to build their homes. The median home price here is $260,223, with increasing home value appreciation. In this past year Concord has provided great opportunities for short-term real estate investors.
See homes for ; ...

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Tuesday, February 23, 2021   /   by Jessi Fauber

Preparing for a 2021 Home Purchase

While you may have been ready to buy a home during the 2020 spring market, the uncertainties caused by the pandemic may have put a damper on your plans. At this point, you may be uncertain about your post-COVID-19 real estate goals and unsure whether the opportunity to work from home will inspire you to move to another market or another type of home.
If you’re looking to get ready for a home purchase a few months down the road, this plan will help ensure you’ve covered all your bases. From finance to logistics, it’s important to think through the changes on the horizon to streamline your 2021 home purchase.
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Preparing to finance your purchase
One of the first things you’ll want to think about is the financing for your home purchase. Talk to a real estate professional and ask for an introduction to a mortgage lender, if you don’t already have one in mind.
Talk to your lender about the pre-a ...

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Coldwell Banker Realty - Ballantyne Area
Rick Devine
3440 Toringdon Way Suite 100
Charlotte, NC 28277
704-618-7184
Featured real estate company is not a mortgage lender and so you should contact Atlantic Bay Mortgage Group, L.L.C. directly to learn about its products and your eligibility for such products. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

Information is provided exclusively for consumers’ personal use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable, but is not guaranteed accurate by the MLS.
Based on information submitted to the MLS GRID as of 11/7/2024 7:53 AM CST. All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.
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