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The home buying process can seem difficult and extensive, especially for a first time buyer. That's why we are breaking down into steps, so you know what to expect. While buying a home can get complicated, a good real estate agent can ensure the buying process goes as smoothly as possible. 

1. Get an Idea of What You're Looking For

The first step is to figure out what you need in a home. Which locations would work for you, how many bedrooms you need, or if you'd like a house or townhome.

2. Determine What You Can Afford

You can use our mortgage calculator to get a good estimate of what your home buying budget is. It'll give you an idea of what your monthly payments would be, and what kind of down payment you'll need.

3. Get Pre-Approved

A pre-approval is a necessity in this competitive market. Getting that check mark means you have a definitive answer of the loan amount you're eligible for. 

4. Find the Right Agent

Buying a home is complicated, but especially so in the current market. A good real estate agent will make your search significantly easier. You want an Agent who will provide expertise, submit competitive offers, and negotiate on your behalf. You can see some of our clients have said here

5. Realtor Consultation

This step is where you let us know exactly what you're looking for; we’ll go
over everything from “nice-to-haves,” to the “deal-breakers.”

6. Select & View Properties

The fun part—it’s time to tour some houses! Now that we know exactly what
we’re looking for, we'll do all the footwork and pre-screening, then we can
arrange to go check out some homes you love.
7. Negotiations

We will advocate for you. This is where we handle counter offers. closing
costs, to try and save you the most money.
8. The Due Diligence Period

Investigative actions, this is the time! You can learn all about the Due Diligence Period here. 

9. Insurance, Utilities

At this point, you are about two weeks away from closing on your home.
It is your responsibility to schedule electric, gas, cable, internet, and
finalizing homeowners’ insurance.

10. Closing Time

Once you are cleared to close vis your lender, we can either request to
close early, or keep our original closing date. (Are you excited yet?)

11. Settlement and Closing Day

This is where we finalize all documents by signing at the attorney’s office
and wire all funds that are due. Once the deed is recorded, you will get
your keys. Welcome to your new home!

Coldwell Banker Realty - Ballantyne Area
Rick Devine
3440 Toringdon Way Suite 100
Charlotte, NC 28277
Featured real estate company is not a mortgage lender and so you should contact Atlantic Bay Mortgage Group, L.L.C. directly to learn about its products and your eligibility for such products. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

Information is provided exclusively for consumers’ personal use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable, but is not guaranteed accurate by the MLS.
Based on information submitted to the MLS GRID as of 7/18/2024 10:50 PM CST. All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.
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